A couple pointers about having a newborn. We have three sets of friends who are currently expecting. May God bless each of them with a healthy and happy child. One of the most important things a young parent must do is choose insurance.
There are several things in life you don’t go cheap on. Household items like toilet paper and garbage bags. Go cheap on either and you’ll learn that lesson quickly. Food items like hamburger meat and off brand hot dogs. You end up with burgers that need to be cooked within 48 seconds of getting home from the grocery and hot dogs that actually taste like what hot dogs are made of.
Well health insurance for your baby is one of those things. You have to know going in that you’re going to be going to the doctor for a lot. You’ll be going for well visits more than ill visits. If you’re paying a high copay amount those visits add up. Not to mention you’ve got shots, ill visits, and perhaps even medicines.
So shop around before your child is born. Find a good insurance with good copay rates that is affordable. I’ll even go so far as to endorse Anthem Blue Cross Blue Shield. That’s what our son uses and it’s been just great with only one small exception. All in all, we’ve been very pleased.
The other thing worth shopping around for is a good pediatrician. Ask around and ask a lot. After you’ve assembled a list of “candidates” then go and visit them. They’ll be glad to talk to you and you’ll be able to tell pretty soon if they’re the right doctor for you and your child. But take the time to interview them.
A good friend of ours highly recommended her son’s pediatrician and we scheduled an interview (oh, and have some questions written down. You can Google to find the right questions to ask as all new parents are clueless.) Upon interviewing the guy my wife and I looked at each other with that “NO WAY” look in our eyes. For whatever reason, we just didn’t hit it off with him. It’s almost like dating. Sometimes there’s a spark, sometimes not.
Another recommended pediatrician ended up being our guy. We’re thrilled with him (although with his Indian accent and speedy vocal delivery, we do have to ask him to repeat himself nearly every visit.)
Two important decisions that its worth taking your time with. Do your homework here, don’t be cheap, and your mind will be at ease. Well, as at ease as new parent’s minds ever get anyway.
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